We're not an "Everybody Rides!" kind of outfit.

But if you meet some simple requirements, we can probably get you a bad credit car loan

First we have to say what we don't do:

At this time we cannot offer refinancing loans or loans for private sales between individuals.

We do not offer title loans.

We cannot line you up for a bad credit car loan if you are currently in bankruptcy, or if you have had a vehicle repossessed in the last 12 months. Recently discharged bankruptcies are no problem.

Now for the requirements:
• You must be a U.S. resident of legal age.
• You need a gross monthly income of $1,800.

How's that for simple?

Now truth be told, some dealers in our network have pushed up the minimum income requirement, but we also have lenders who understand that every case is different. If you're living at home, for instance, your obligations are lower and your ability to repay a loan is higher. Don't fret. We can usually get it done.

And the next step is...

After you click to apply you'll be contacted by a local loan officer in a dealership near you. You'll be asked to make a personal appointment, as that's the only sure way to fight identity crimes. If you like the loan terms and available vehicles, drive away. If not, walk away without obligation.

It really is a no hassle approach to getting a car loan!